The Truth About

FDI The Truth About articles du-bunk conventional wisdom with data and insights to improve understanding and drive better outcomes.

#1 The Duty to Get the Lowest Possible Fees
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#2 4 Basis Points, 2 Basis Points Better
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#3 The Cost of Changing Providers is Zero
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#4 #4There are No Truly Independent Service Providers
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#5 Fiduciaries Must Make Sure a Provider's Costs are Reasonable
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#6 Per-Participant (vs. Asset-Based) Pricing for Plan Services is Required
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#7 Fiduciaries Must Obtain RFPs Every 3-5 Years
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#8 Benchmarking Can Never Equal an RFP
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#9 Rising Plan Costs Will Lead to a Fiduciary Breech
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#10 Plans must Offer Passive Investments
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